According to the Social Security Administration, three in 10 workers will become disabled during their careers. Unfortunately, the average long-term disability absence from work lasts 2.5 years. With the majority of American families living paycheck to paycheck, these statistics are alarming to say the least. To protect themselves and their loved ones, many workers obtain disability insurance. This insurance, which provides a source of income to policyholders who are unable to work due to injury or illness, may be obtained through a private insurance company, an employer, Social Security or state or federally funded programs.

You may have purchased a disability insurance policy to protect you and your loved ones from unforeseen accidents or illness. But some insurers do not live up to their promise to protect you. When an insurance company wrongfully denies payment of insurance benefits, fails to pay the full amount to which an insured is entitled or delays payment of a claim, this is known as bad faith. Many insurers use non-legitimate reasons to justify their bad faith denial of claims.

In cases of disability insurance bad faith, the injured party may be entitled to several types of damages. These include compensation for financial and other losses, interest, attorney fees, court costs and in some cases, punitive damages. But bad faith can be difficult to prove, and insurance companies have attorneys working hard to minimize their payouts. For this reason, you need an experienced trial lawyer who will work just as hard for you. Our dedicated insurance attorneys can help you secure all of the compensation to which you may be entitled. Your insurer is obligated to honor your insurance contract and act in good faith. When your insurer fails to do that, we can help.

At Feldman Shepherd, we are committed to helping our clients throughout Pennsylvania and New Jersey obtain the best possible recovery as expeditiously as possible. We are here to serve you with hard work, attention to detail and a caring approach tailored to your individual needs. If we may be of assistance to you, please do not hesitate to contact us today.